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Credit Options

Buy Now Pay Later - Available In Store

We offer the option to buy today and pay for your goods later.

For purchases over £200 pay a 10% deposit and the balance up to 9 months later.

Pay the balance in full at the end of the deferred period and pay no interest whatsoever, just a one off settlement fee of £40.

We work with finance company V12 to provide this service and they will send you a reminder of your settlement date. If you would rather spread the cost over a longer period (For 6 months deferred 42 months and for 9 months deferred 39 months) you can set up a repayment plan at 19.9% APR.

Buy Now Pay Later

This is a loan where you make no initial monthly payments for the set number of months.
After the payment free period has ended you can settle the loan off by paying it back in full along with a settlement fee (if applicable).
If you choose not to settle in full, the loan rolls into an interest bearing loan with interest charged at the given APR. You then repay the loan and interest spread equally over the chosen repayment period.

Eligibility Criteria
You must:

  • Be at least 18 years of age
  • Have been a UK resident for 3 years or more.
  • Be able to make repayments by direct debit.
  • Be in regular employment* (minimum of 16 hours per week) including self-employment, or in permanent residence with your spouse/partner who is in regular employment.

    *If you are retired and receive a pension or registered disabled and unable to work, V12 Retail Finance may ask for proof of sufficient income.

Written Quotations Available.

  • Tom EvansLeema AcousticsPrimareMeze AudioSolidSteelAudiolab
  • AudioquestAudio TechnicaAURALiCArcamB&WChord Company
  • Chord ElectronicsCyrusDenonDynaudioDynavectorFocal
  • KEFLinnMarantzMonitor AudioNaimNeat Acoustics
  • NovaFidelityOphidian AudioPanasonicPioneerPMCProject
  • QuadNaim UnitiRegaRELRotelRuark Audio
  • SonosSpendorYamaha

Registered office: 19 Old High Street, Headington, Oxford, OX3 9HS